Josh Spaulding
In a study done by American Specialty Health Plans, Inc. that compared the back pain costs of two groups – those whose health care coverage included chiropractic benefits and those whose did not – the evidence was clear that those who utilized chiropractors had lower overall costs by as much as 28%. This reduction was in large part from the elimination or reduction of hospitalization costs, diagnostic costs, and surgical costs. A similar study was done in 2008 by Wellmark Blue Cross and Blue Shield, showing that not only were expenses significantly lower, but that the use of chiropractors offered positive results. This finding may be even more important than the reduction in expense; the patients who pursue chiropractic treatment over treatment by primary care physicians or orthopedists are far and away more satisfied with the treatment they receive, reporting significant improvements within a month of seeking chiropractic treatment.
Because of these studies and in an effort to lower their own costs, more and more insurance companies are beginning to cover the cost of chiropractic care for acute conditions such as lower back pain and injuries, and chiropractic coverage is offered through both Medicare and Medicaid, and to employees of the federal government. As the focus on preventive care grows, it is anticipated that chiropractic maintenance and wellness care and treatment in areas outside of the spine, such as headache, menstrual cramps and even ear infections will soon be covered as well. For patients whose insurance companies do not cover chiropractic care, the out of pocket expenses still fall well below the costs involved with co-pays and deductibles for medications, doctors visits, hospitalization and surgery.
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